Meet Our Mortgage Loan Officer Chelsea Hietpas

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Chelsea Hietpas

Mortgage Loan Officer

(12 Reviews)

NMLS #1572982

Licensed in: NC, VA

Personalized Client Service

Dedicated to offering a tailored, one-on-one approach, Chelsea officer takes the time to understand each client's unique needs. She provides personalized solutions and guidance throughout the mortgage process for a seamless experience.

Approachable and Supportive Nature

With a warm, welcoming demeanor, Chelsea ensures clients feel comfortable discussing their needs and concerns. Her to simplify complex processes and unwavering support makes them a trusted partner in homeownership.

About Chelsea

Get To Know Me

Caring, Experienced & Client-Focused

Efficiency and On-Time Closings

Her family-first mindset shapes her professional work ethic, treating every client like a part of her extended family. By prioritizing strong relationships, care, and understanding, she provides a supportive and empathetic experience, ensuring clients feel heard, valued, and respected throughout their journey.

Chelsea Hietpas is recognized across the [Region] market as a leading professional in mortgage financing. With a deep understanding of the current lending guidelines, She leverages Southern Trust’s tools and processes to minimize the time between application and closing. First-time homebuyers and experienced investors alike turn to Chelsea Hietpas for a fast and reliable homebuying process. She doesn’t just promise a positive lending experience; She delivers a hassle-free path to the closing table, ensuring clients can compete with others offers and move into their new home without stress.

The Creative Problem Solver

She aims to build a lasting legacy by creating meaningful relationships rooted in trust, transparency, and reliability. Every client interaction reflects her commitment to providing outstanding service, empowering clients to make informed decisions and achieve their homeownership goals.

Where other lenders see roadblocks, Chelsea Hietpas sees opportunity. Specializing in a variety of loan programs, She is the go-to resource for buyers whether they are purchasing their first home or expanding their real estate portfolio. Utilizing all the resources that Southern Trust has available, Chelsea Hietpas is able to personalize the mortgage process to fit each buyer’s unique financial situation and confidently guide each buyer from contract to closing.

Precision Lending for a Flawless Closing

With a wealth of knowledge in the mortgage industry, Chelsea expertly guides clients through every step of the process, ensuring they feel confident and informed. Her ability to simplify complex details demonstrates a deep understanding of the industry and her clients’ needs.

In mortgage lending, the smallest detail can delay a closing. Chelsea Hietpas brings precision and detail-oriented execution to every step of the process. Known for meticulous file preparation and systematic review, She ensures all documentation is accurate and complete. This flawless execution minimizes conditions, prevents last-minute surprises, and delivers the predictability that clients and real estate agents demand. With Chelsea Hietpas and Southern Trust, you can expect a positive mortgage experience from application to funding.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Chelsea and her team were absolutely amazing throughout the whole process! I wish we could give 10 stars! Thank you Southern Trust you made our experience seamless!

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Brittany Quantrell

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Such a joy to work with Chelsea and her teams. They are a 10/10

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Michael Quantrell

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But seriously look no further, Chelsea is your girl 100%! She is responsive, prompt, and looks out for your best interest when it comes to your loan! My husband and I went through the smoothest process (and might i add quickest) ever with her as our lender and I would recommend her for any and all loan needs. My insurance Agent was even elated to hear we were utilizing her for our refinance. Call Chelsea!!!

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Deanna Williams

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We used Chelsea during our home buying process and she was super helpful and very fast with response time thank you so much for all the help 10 / 10 will recommend to others

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nicholasanthonyperez

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I would highly recommend Chelsea as your lender! She literally made the buying process so easy, she’s with you every step of the way to answer your questions day or night! She definitely knows exactly what she’s doing when it comes to her work. All around amazing you won’t regret having her as your lender!

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Hailey Fletcher

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Chelsea was super helpful through the whole process. She was able to help us out with a 30-day closing, everything went smoothly, even when we had to chance our loan halfway through. She made sure everything was taken care of and we still closed on time! 10/10 recommend using Chelsea!

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Aria Barco

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Chelsea was and absolute breeze to work with on our refinance. Very quick to response to any questions we had and always available to talk with us. Thank you so much!

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Tessa Whitehead

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Chelsea made the home buying process so smooth. Chelsea was so helpful anytime I had questions or concerns and I was always able to get ahold of her. I can’t say enough good things about her. I highly recommend Chelsea.

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M Brewton

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Chelsea was great. She was very helpful and informative throughout the whole process, and was always quick to respond. I would definitely recommend her to anyone.

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Caleb

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Chelsea went above and beyond for us. She was quick to answer any questions we had and was there with us every step of the way. You will not regret using Chelsea! 10/10!

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Megan Beasley

Chelsea Hietpas, Mortgage Loan Officer

Chelsea Hietpas

NMLS #1572982

Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.