Kylie Raffi

When it is time to buy, refinance, or build a new home, homebuyers have a lot riding on their loan specialist. Ensuring that you make the right financial choices for yourself and your family is my ultimate goal. Whether you’re interested in purchasing a first home, a vacation home, an investment property, or refinancing a current home, I am committed to providing my customers with mortgage services that exceed their expectations.

At Southern Trust Mortgage, we provide many loan options and programs to best fit your individual needs. These commonly include VA, FHA, FHA 203K Renovation, USDA Guaranteed Rural Housing, Conventional, and JUMBO loans, to name a few. In addition, for those that qualify, we also have grant programs available for first-time buyers, military, first responders, teachers, and more.

I hope you’ll browse my website, check out the different loan programs available, utilize the decision-making tools and calculators, and apply for a loan in just four easy steps with the short form application. After you’ve applied, I’ll contact you to discuss your loan options, or you may choose to set up an appointment with me using my online form. Have questions but are not quite ready to apply? No problem! Feel free to contact me by phone, text, or email for a personalized response and expert advice.

I look forward to working with you!