The Community Partner Program is designed to benefit those that faithfully serve our communities

Educators, Medical Professionals, First Responders, Firefighters and Law Enforcement can get assistance in accessing matching funds for the down payment, closing costs and rehabilitation costs incurred when purchasing a home.

Key Benefits of our Community Partner Program

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Matching Funds Available

Borrowers minimum contribution of $1000 entitles them to a $15,000 grant

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Down Payment and Closing Cost Assistance

The funds contributed by this program can be put towards your new home's down payment and closing costs.

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Helps Cover Renovation Costs

On top of down payment and closing costs, funds from this program can be used for renovation expenses.

Details about the Community Partner Program

Funding is available to qualified borrowers that meet product and income eligibility requirements, including first-time homebuyers or families and individuals that currently own a home or have previously owned a home.*

Please contact one of our loan officers to determine if you are eligible for Community Partners funding and to begin your application process!

*Community Partners Product is a product of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable House Program Implementation Plan at www.fhlbatl.com for complete product requirements. Available only in VA, MD, NC, SC

Why trust Southern Trust with your home financing?

Founded in 1998, Southern Trust Mortgage is a full-service mortgage lender. We offer diverse mortgage products designed to meet any home financing need. Our continued success is a result of the outstanding customer service we offer our clients and business partners. All of our loans are expedited through local processing, underwriting, and closing agents. Our industry-leading service truly sets Southern Trust Mortgage apart.

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In business since 1998

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Very competitive interest rates

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Over 65,000 loans closed

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In-house underwriting, processing and funding

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Licensed and experienced mortgage loan officers.

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Focused on developing relationships and trust.

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