Meet Our Mortgage Loan Officer Wes Flowers

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Wes Flowers

Mortgage Loan Officer

(121 Reviews)

NMLS #205515

Licensed in: FL, NC, VA

Proactive Communication

Wes stands out for keeping clients informed at every stage of the loan process. His team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Speed Without Sacrificing Service

Known for moving swiftly, Wes combines efficiency with genuine care. His ability to deliver results quickly—without compromising service quality—makes him a go-to professional in a fast-moving market.

About WES

Get To Know Me

Responsive. Professional. Caring.

Client Advocacy & Problem Solving

Wes brings a deep sense of family into every client interaction. He treats each borrower with the same care, respect, and honesty he values in his personal life. This family-first mindset allows him to connect on a more human level, ensuring clients feel heard, valued, and supported from start to finish. For Wes, helping someone secure a home is about more than financing—it’s about building lasting security.

Every mortgage faces unique challenges, but Wes Flowers works tirelessly as your personal advocate throughout the entire mortgage process. Wes Flowers views his clients as friends, advocating on your behalf to ensure the process is seamless, documents and commitments are met, appraisal are reviewed, and loan conditions are cleared efficiently. When you need a lender who is on your side every step of the way, you need Wes Flowers.

Your Trusted Local Lender

Wes is committed to creating a lasting impact in the mortgage industry through leadership rooted in integrity, mentorship, and service. He empowers his team with the tools and guidance they need to thrive, while earning the trust of clients through consistent follow-through and ethical decision-making. His leadership is felt in every interaction, inspiring a work culture defined by excellence, reliability, and genuine care.

Wes Flowers is a local lender in your community, which has real advantage in the Florida, North Carolina, Virginia market. At Southern Trust, Wes Flowers can provide you with more than rates, you can gain valuable insights into local property taxes, locality specific programs, and connections with trusted local professionals. This specialized community focus ensures that everyone involved in your homebuying process is not only your team but also your neighbor and friend. Wes Flowers’s local expertise helps clients make smarter financial decisions when buying their home.

Strong Guidance and Experience

Wes has mastered the art of making the home financing process feel effortless for his clients. His ability to streamline complex transactions while maintaining personalized service sets him apart. Whether navigating tight timelines or tailoring loan options to unique borrower needs, Wes delivers solutions with speed, precision, and clarity—ensuring a stress-free journey from application to closing, every single time.

Wes Flowers is more than just a loan officer, he is a dedicated financial partner to making your homeownership goals a reality, he is passionate about empowering first-time homebuyers in the community, offering guidance every step of the way. From pre-approval to closing, buyers who have worked with Wes Flowers have confidently navigated the process and felt prepared for homeownership. His commitment extends beyond the closing table, offering regular mortgage check-ups and refinancing advice to help clients build long-term wealth through home equity.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Great communication, updates in a timely manner, problem solved when needed. Personal congratulations phone call upon closing from loan officer.

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Merrill Wahaba

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Had an amazing experience with Wes flowers, kept us in the loop on everything we needed to know. I would work with him every time!!!

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Christopher Giacherio

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Wes and the team took care of us and made the whole process a great experience. Their online portal for uploading and signing documents made it super easy.

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Josh Malbon

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Our experience with Mr. Wes Flowers and team was the best ever! With our unique financial situation my husband and I did not think it was possible to purchase a second home. Mr. Flowers worked tirelessly to secure a loan in order for us to purchase our dream vacation home. This truly is a blessing for our family and we cannot thank Mr. Flowers and team enough! God Bless! Paul and Wanda Perry

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Tresy P

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My husband and I would like to thank Mr. Wes Flowers and team for their dedication and persistence in helping us secure a loan. From the beginning they took the time to truly understand our situation and worked tirelessly to find a solution that would make our property purchase possible. Their hard work made something that once seemed impossible become a reality.

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waperry1515

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Wes is an outstanding loan officer! He is absolutely “THE BEST” in business. He was very friendly, professional, and overall a great communicator. He kept me abreast of each step in my homebuying process and it was seamless from start to finish. I requested to close with a short deadline and Wes got it done without hesitation. He is the epitome of first class customer service. If you are in need of a home loan contact Wes. My experiences were top-tier! Southern Trust and staff earned my stamp of approval.

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Brook Bell

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If you’re looking for a lender who truly has your best interest at heart, Alex Sheppard with Southern Trust Mortgage is it. I’ve personally watched her help my clients save over $40,000 in grant money this year, and she never misses a beat when it comes to communication. Alex walks you through the entire process step by step, explains things in a way that actually makes sense, and makes sure you feel confident the whole way through. I trust her completely with my clients and can’t recommend her enough.

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Deven Burns, Real Estate Professional

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Have used Wes and his team to purchase two homes now. He is always willing to answer any questions I have, and has always been available at any time. His team is prompt, communicative and thorough. Would recommend to anyone!

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Andrew Ashby

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Thank you so much Wes for making my dream a reality! You and your staff were courteous, responsive, and professional. I appreciate all you do!

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Dorothy David

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Fantastic organization! Great communications. Friendly people. Prompt and courteous and professional. So glad I got connected with Wes Flowers and Southern Trust!!

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Robin Mason

Wes Flowers

NMLS #205515

Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.